FAQs

What are living benefits?

Living benefits let policyholders access part of their death benefit while still alive for qualified expenses.

Who qualifies for benefits?

Employers and employees can qualify for supplemental accident, sickness, cancer, dental, and vision benefits at no cost.

How does financial assistance work?

Policyholders receive funds for chronic, terminal, or critical illnesses and long-term care, helping cover medical and living expenses early.

Are there other programs?

Yes, we also offer auto, business, Medicare, pet, home, mortgage, SBA, and equipment loan programs.

Is coverage really no-cost?

Our supplemental benefits are provided at no cost to employers, making it easy to offer valuable coverage.