Why and when do you need Life Insurance?


If you’re not sure, don’t worry. It’s not as complicated as you might think. 

Think of TERM LIFE like you are renting or leasing a property – there is no equity building .The benefit will be for Long Term care, sickness and to assist you love ones for Debt payment when you passed. Think of WHOLE LIFE like owning a home that builds equity. The CASH VALUE is considered as the equity. 

The main differences between term and whole life insurance are:


Term life insurance lasts for a set period of time, usually 10 ,15 ,30 years, while whole life insurance lasts your entire life. COST Term life insurance is generally more affordable than whole life insurance.


Term life insurance doesn’t have a cash value, while whole life insurance has a cash value that grows tax-free over time. You can take a loan from it. www.LivingBenefits4u.com

Did you just graduate from college?

Starting  a family?

Are you starting to dream about retirement?

You need life insurance now.

Fortunately, we have coverage options for all of life’s stages

And these options won’t break the bank.

The cost of life insurance is often more affordable than you think.

And it helps protect your family so they won’t have to worry about the mortgage or car payments,

Student loans or future education expenses.

Remaining debt or Final Living/Burial costs. You can even use it to leave a legacy in a trust for you children or Charity.

Insurance is meant to help protect those who you love and matter most.

www.livingbenefits4u.com will advocate for the best and affordable insurance coverage for all your reasons at every step of the process.